/* ==========================================================================
   Modern Fintech Theme Overrides
   Loaded after bootstrap.css / style.css / font-awesome.min.css so these
   rules take precedence without touching the original stylesheet.
   Palette: deep navy + teal/emerald accent. Font: Inter.
   ========================================================================== */

:root {
	--navy-950: #050e1c;
	--navy-900: #0b1f3a;
	--navy-800: #122a4d;
	--navy-700: #1b3a63;
	--navy-600: #274a7a;
	--teal-400: #2dd4bf;
	--teal-500: #14b8a6;
	--teal-600: #0d9488;
	--emerald-500: #10b981;
	--red-500: #ef4444;
	--slate-50: #f8fafc;
	--slate-100: #f1f5f9;
	--slate-200: #e2e8f0;
	--slate-400: #94a3b8;
	--slate-500: #64748b;
	--slate-900: #0f172a;
	--radius-md: 10px;
	--radius-lg: 16px;
	--shadow-soft: 0 4px 24px rgba(11, 31, 58, 0.08);
	--shadow-lift: 0 10px 30px rgba(11, 31, 58, 0.14);
	--font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

html, body {
	font-family: var(--font-sans);
	color: var(--slate-900);
}

h1, h2, h3, h4, h5, h6 {
	font-family: var(--font-sans);
	font-weight: 700;
	letter-spacing: -0.01em;
}

p {
	font-family: var(--font-sans);
	letter-spacing: normal;
}

/* Lucide icon defaults */
[data-lucide] {
	width: 1.15em;
	height: 1.15em;
	stroke-width: 1.85;
	vertical-align: -0.2em;
}

/* -------------------- header / nav -------------------- */
header {
	background: rgba(5, 14, 28, 0.55);
	-webkit-backdrop-filter: blur(10px);
	backdrop-filter: blur(10px);
	transition: background 0.3s ease;
}

#logo a {
	font-weight: 700;
	font-family: var(--font-sans);
	display: inline-flex;
	align-items: center;
	gap: 8px;
}
#logo a span.fa,
#logo a [data-lucide] {
	color: var(--teal-400);
}

nav a {
	letter-spacing: 0.5px;
	font-weight: 500;
}
nav a:hover,
.menu li.active a {
	color: var(--teal-400) !important;
}
nav li.last-grid a {
	background: var(--teal-500);
	border: 2px solid var(--teal-500);
	color: #fff;
	border-radius: 999px;
	padding: 8px 22px;
	font-weight: 600;
	transition: 0.3s all;
}
nav li.last-grid a:hover {
	background: var(--teal-600);
	border-color: var(--teal-600);
	box-shadow: var(--shadow-lift);
	transform: translateY(-1px);
}

/* Mobile menu hamburger toggle — was the template's leftover gold (#ffc168),
   restyled to match the teal/navy theme used everywhere else. */
.toggle {
	background-color: var(--teal-500) !important;
	color: #fff !important;
	border-radius: 6px;
}
.toggle:hover {
	background-color: var(--teal-600) !important;
	color: #fff !important;
}
.toggle [data-lucide] {
	color: #fff;
}

/* Language toggle now lives in the nav (moved out of the footer contact
   list). Re-centers the Google Translate globe button, which was tuned
   with a top margin for its old spot, to sit inline with the other nav
   items. */
nav li.nav-lang-item {
	vertical-align: middle;
}
nav li.nav-lang-item #google_translate_element {
	margin-top: 0;
}

/* -------------------- hero / inner banners -------------------- */
.layer {
	background: linear-gradient(120deg, rgba(5, 14, 28, 0.82) 0%, rgba(11, 31, 58, 0.55) 55%, rgba(20, 184, 166, 0.25) 100%);
}
.inner-layer {
	background: linear-gradient(120deg, rgba(5, 14, 28, 0.85) 0%, rgba(11, 31, 58, 0.6) 100%);
}
h2.b-w3ltxt span, h3.b-w3ltxt span {
	color: var(--teal-400);
}
.btn-banner {
	border: 2px solid #fff;
	border-radius: 999px;
	font-weight: 600;
	transition: 0.3s all;
}
.btn-banner:hover {
	background: #fff;
	color: var(--navy-900) !important;
	transform: translateY(-1px);
}
.btn-banner1 {
	background: var(--teal-500);
	border: 2px solid var(--teal-500);
	border-radius: 999px;
	font-weight: 600;
	transition: 0.3s all;
}
.btn-banner1:hover {
	background: var(--teal-600);
	border-color: var(--teal-600);
	box-shadow: var(--shadow-lift);
	transform: translateY(-1px);
}

/* hero slide eyebrow badge */
.hero-eyebrow {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: rgba(45, 212, 191, 0.14);
	border: 1px solid rgba(45, 212, 191, 0.4);
	color: var(--teal-400);
	font-family: var(--font-sans);
	font-weight: 700;
	font-size: 0.78em;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	padding: 7px 16px;
	border-radius: 999px;
}
.hero-eyebrow [data-lucide] {
	width: 14px;
	height: 14px;
	stroke-width: 2.2;
}

/* refined subheading — overrides the oversized legacy h4.b-w3ltxt */
h4.b-w3ltxt.hero-subhead {
	font-size: 1.35em;
	letter-spacing: 0.3px;
	font-weight: 500;
	color: rgba(255, 255, 255, 0.78);
	text-shadow: none;
	margin: 6px 0 0;
}

/* stat chip row */
.hero-chips {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
	margin: 16px 0 6px;
}
.hero-chip {
	display: inline-flex;
	align-items: center;
	gap: 7px;
	background: rgba(255, 255, 255, 0.08);
	border: 1px solid rgba(255, 255, 255, 0.18);
	backdrop-filter: blur(6px);
	-webkit-backdrop-filter: blur(6px);
	color: #fff;
	font-family: var(--font-sans);
	font-size: 0.82em;
	font-weight: 600;
	text-transform: none;
	padding: 8px 14px;
	border-radius: 999px;
}
.hero-chip [data-lucide] {
	width: 14px;
	height: 14px;
	color: var(--teal-400);
	stroke-width: 2.2;
}
@media (max-width: 767px) {
	h4.b-w3ltxt.hero-subhead {
		font-size: 1.1em;
	}
	.hero-chip {
		font-size: 0.76em;
		padding: 6px 12px;
	}
}

/* -------------------- cards / widgets -------------------- */
.advantages-w3pvt, .banner-bottom, .about-info, .single-gd,
.tech-info, .grid_3.grid_5, .modals, .well {
	border-radius: var(--radius-lg);
}

/* service icon cards on the homepage */
.col-lg-3.col-sm-6.mb-4 h3.my-sm-3 {
	display: flex;
	align-items: center;
	gap: 10px;
	color: var(--navy-900);
}
.col-lg-3.col-sm-6.mb-4 h3.my-sm-3 [data-lucide] {
	color: #fff;
	background: var(--teal-500);
	padding: 8px;
	border-radius: var(--radius-md);
	width: 1.6em;
	height: 1.6em;
	stroke-width: 1.6;
}

a.arrow-w3pvt span.fa,
a.arrow-w3pvt [data-lucide] {
	color: var(--teal-500);
	transition: 0.3s all;
}
a.arrow-w3pvt:hover [data-lucide] {
	transform: translateX(4px);
}

/* -------------------- footer -------------------- */
footer, .copy-right, .middle {
	background: var(--navy-950);
}
footer h4.w3f_title {
	color: #fff;
	font-weight: 700;
}
ul.list-w3 li a, ul.list-w3 li, .footer p.head, .copy-right p, .middle p {
	color: var(--slate-400);
}
ul.list-w3 li a:hover {
	color: var(--teal-400);
}
.copy-right, .middle {
	border-top: 1px solid rgba(255, 255, 255, 0.08);
}

ul.list-social li a {
	border-radius: 50%;
	border-color: rgba(255, 255, 255, 0.25);
	background: transparent;
}
ul.list-social li a.facebook { border-color: #3b5998; }
ul.list-social li a.facebook:hover { background: #3b5998; }
ul.list-social li a.twitter { border-color: #1da1f2; }
ul.list-social li a.twitter:hover { background: #1da1f2; }
ul.list-social li a.google { border-color: #e1306c; }
ul.list-social li a.google:hover { background: #e1306c; }
ul.list-social li a.linkedin { border-color: #0a66c2; }
ul.list-social li a.linkedin:hover { background: #0a66c2; }

/* "Get the App" store badges — footer, all pages */
.app-badges {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
	margin-top: 14px;
}
.app-badge {
	display: inline-flex;
	align-items: center;
	gap: 9px;
	background: rgba(255, 255, 255, 0.06);
	border: 1px solid rgba(255, 255, 255, 0.16);
	border-radius: var(--radius-md);
	padding: 8px 14px;
	color: #fff !important;
	transition: 0.2s all;
}
.app-badge:hover {
	background: var(--teal-500);
	border-color: var(--teal-500);
	transform: translateY(-1px);
}
.app-badge [data-lucide] {
	width: 20px;
	height: 20px;
	flex: none;
	stroke-width: 1.8;
}
.app-badge span {
	display: flex;
	flex-direction: column;
	line-height: 1.25;
	font-size: 0.82em;
	font-weight: 700;
}
.app-badge span small {
	font-size: 0.68em;
	font-weight: 400;
	text-transform: uppercase;
	letter-spacing: 0.03em;
	opacity: 0.75;
}

/* -------------------- buttons / forms -------------------- */
button.btn1, .subscribe input[type="submit"], input[type="submit"].button {
	background: var(--teal-500);
	border-radius: var(--radius-md);
	transition: 0.3s all;
}
button.btn1:hover {
	background: var(--teal-600);
	box-shadow: var(--shadow-lift);
}
input[type="text"],
input[type="email"],
input[type="password"],
input[type="search"],
input[type="tel"],
input[type="number"],
input[type="date"],
.form-control,
textarea,
textarea.form-control,
select,
select.form-control {
	border-radius: var(--radius-md) !important;
	border: 1px solid var(--slate-200) !important;
	background-color: #fff !important;
	box-shadow: none !important;
	padding: 11px 16px !important;
	font-family: var(--font-sans);
	font-size: 0.95em;
	color: var(--slate-900);
	transition: 0.25s all;
	height: auto;
}
select, select.form-control {
	-webkit-appearance: none;
	-moz-appearance: none;
	appearance: none;
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%2364748b'%3E%3Cpath fill-rule='evenodd' d='M5.23 7.21a.75.75 0 011.06.02L10 11.293l3.71-4.06a.75.75 0 111.08 1.04l-4.25 4.65a.75.75 0 01-1.08 0l-4.25-4.65a.75.75 0 01.02-1.06z' clip-rule='evenodd'/%3E%3C/svg%3E");
	background-repeat: no-repeat;
	background-position: right 14px center;
	background-size: 14px;
	padding-right: 36px !important;
}
input[type="text"]:focus,
input[type="email"]:focus,
input[type="password"]:focus,
input[type="search"]:focus,
input[type="tel"]:focus,
input[type="number"]:focus,
input[type="date"]:focus,
.form-control:focus,
textarea:focus,
select:focus {
	border-color: var(--teal-500) !important;
	box-shadow: 0 0 0 3px rgba(20, 184, 166, 0.15) !important;
	outline: none;
}
input::placeholder, textarea::placeholder {
	color: var(--slate-400);
}
input[type="checkbox"], input[type="radio"] {
	accent-color: var(--teal-500);
	width: 16px;
	height: 16px;
	vertical-align: middle;
}
input[type="file"] {
	border: 1px dashed var(--slate-200);
	border-radius: var(--radius-md);
	padding: 10px 14px;
	background: var(--slate-50);
}
input[type="file"]::file-selector-button {
	background: var(--teal-500);
	color: #fff;
	border: none;
	border-radius: 8px;
	padding: 8px 14px;
	margin-right: 12px;
	font-weight: 600;
	cursor: pointer;
	transition: 0.25s all;
}
input[type="file"]::file-selector-button:hover {
	background: var(--teal-600);
}
.btn.btn-default, input[type="submit"] {
	background: var(--teal-500);
	border: 1px solid var(--teal-500);
	color: #fff;
	border-radius: var(--radius-md);
	font-weight: 600;
	transition: 0.25s all;
}
.btn.btn-default:hover, input[type="submit"]:hover {
	background: var(--teal-600);
	border-color: var(--teal-600);
	box-shadow: var(--shadow-lift);
	transform: translateY(-1px);
}

.move-top a, a.move-top {
	background: var(--teal-500);
	border-radius: 50%;
}

/* =====================================================================
   Google Translate widget — themed to match the site instead of the
   default Google grey/serif look. Sits in the dark footer, so styled
   as a translucent pill rather than the light dashboard/admin variant.
   ===================================================================== */
#google_translate_element {
	display: inline-flex;
	align-items: center;
	vertical-align: middle;
	line-height: 1;
	margin-top: 10px;
	width: 38px;
	height: 38px;
}
.goog-te-gadget {
	font-family: var(--font-sans) !important;
	font-size: 0 !important;
	color: var(--slate-400) !important;
	line-height: 1 !important;
}
/* Icon-only trigger: Google's live markup for the SIMPLE-layout widget is
   <div class="goog-te-gadget-simple"><img class="goog-te-gadget-icon">
   <span><a class="[obfuscated-hash]">Select Language ...</a></span></div> —
   the "goog-te-menu-value" class from older widget versions doesn't exist
   in the current markup, so hide by structure/tag instead of by class.
   The real <a> is kept in the DOM and stretched to fill the button (just
   made visually invisible) so the click target still works. */
.goog-te-gadget-simple,
.goog-te-gadget .goog-te-combo {
	display: inline-flex !important;
	align-items: center !important;
	justify-content: center !important;
	position: relative !important;
	overflow: hidden !important;
	width: 38px !important;
	height: 38px !important;
	padding: 0 !important;
	background-color: rgba(255, 255, 255, 0.06) !important;
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='1.85' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='12' cy='12' r='10'/%3E%3Cline x1='2' y1='12' x2='22' y2='12'/%3E%3Cpath d='M12 2a15.3 15.3 0 0 1 4 10 15.3 15.3 0 0 1-4 10 15.3 15.3 0 0 1-4-10 15.3 15.3 0 0 1 4-10z'/%3E%3C/svg%3E") !important;
	background-repeat: no-repeat !important;
	background-position: center !important;
	background-size: 18px !important;
	border: 1px solid rgba(255, 255, 255, 0.16) !important;
	border-radius: 50% !important;
	color: transparent !important;
	box-shadow: none !important;
	cursor: pointer;
	transition: border-color 0.15s ease, background-color 0.15s ease;
}
.goog-te-gadget-simple:hover,
.goog-te-gadget .goog-te-combo:hover {
	border-color: var(--teal-400) !important;
	background-color: rgba(255, 255, 255, 0.12) !important;
}
.goog-te-gadget-simple > img {
	display: none !important;
}
.goog-te-gadget-simple > span {
	position: absolute !important;
	top: 0 !important;
	left: 0 !important;
	right: 0 !important;
	bottom: 0 !important;
	font-size: 0 !important;
}
.goog-te-gadget-simple > span a {
	display: block !important;
	position: absolute !important;
	top: 0 !important;
	left: 0 !important;
	right: 0 !important;
	bottom: 0 !important;
	text-indent: -9999px !important;
	overflow: hidden !important;
}
.goog-te-gadget-simple > span img {
	display: none !important;
}
/* Google's own attribution/tooltips can't be restyled (cross-origin iframe) —
   just suppress the page-shifting banner it injects on translate. */
.goog-te-banner-frame.skiptranslate {
	display: none !important;
}
body {
	top: 0 !important;
}
.goog-tooltip,
.goog-tooltip:hover {
	display: none !important;
}
.goog-text-highlight {
	background: none !important;
	box-shadow: none !important;
}

/* -------------------- uniform feature icons -------------------- */
/* Replaces legacy a1.png..a8.png raster icons on index.php, services.php,
   about.php with a single consistent lucide SVG badge style. */
.feature-icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 64px !important;
	height: 64px !important;
	min-width: 64px;
	border-radius: 50%;
	background: rgba(20, 184, 166, 0.12);
	color: var(--teal-600);
	stroke-width: 1.6;
	margin: 0 auto 16px;
}

.bottom_grids .feature-icon,
.image-grids .feature-icon {
	margin: 0 auto 16px;
}

.prodct1 .feature-icon {
	width: 56px !important;
	height: 56px !important;
	min-width: 56px;
	margin: 0 auto 14px;
}

.services .icon .feature-icon {
	width: 52px !important;
	height: 52px !important;
	min-width: 52px;
	margin: 0;
}

.services .icon.text-lg-center.text-right .feature-icon,
.services .text-right .feature-icon {
	margin-left: auto;
}

.feature-icon--hero {
	width: 140px !important;
	height: 140px !important;
	min-width: 140px;
	stroke-width: 1.3;
	margin: 0 auto;
}

/* Footer social icons (site-settings driven — see footer.php) */
.list-social--footer {
	display: flex;
	gap: 12px;
	margin-top: 4px;
}
.list-social--footer a {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 34px;
	height: 34px;
	border-radius: 50%;
	background: rgba(255, 255, 255, 0.1);
	color: #fff;
	transition: background 0.2s ease, transform 0.2s ease;
}
.list-social--footer a:hover {
	background: var(--teal-500);
	transform: translateY(-2px);
}

/* Header "Sign Up" link — nudge it visually toward the primary CTA */
nav.py-3 .menu li a[href="registration.php"] {
	color: var(--teal-500);
	font-weight: 700;
}

/* -------------------- "Join our Community" testimonials -------------------- */
.community-section {
	background: var(--slate-50);
	padding: 72px 0;
}
.community-section__head {
	text-align: center;
	max-width: 640px;
	margin: 0 auto 44px;
}
.community-section__head .eyebrow {
	display: inline-block;
	color: var(--teal-600);
	font-weight: 700;
	font-size: 0.82em;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	margin-bottom: 10px;
}
.community-section__head h2 {
	font-family: var(--font-sans);
	font-weight: 800;
	font-size: 34px;
	color: var(--navy-900);
	margin: 0 0 12px;
	text-transform: none;
	letter-spacing: normal;
}
.community-section__head p {
	color: var(--slate-500);
	font-size: 16px;
	margin: 0;
}

.testimonial-grid {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
	gap: 24px;
}
.testimonial-card {
	background: #fff;
	border: 1px solid var(--slate-200);
	border-radius: var(--radius-lg);
	padding: 28px;
	box-shadow: var(--shadow-soft);
	display: flex;
	flex-direction: column;
	transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.testimonial-card:hover {
	transform: translateY(-3px);
	box-shadow: var(--shadow-lift);
}
.testimonial-card__quote-icon {
	color: rgba(20, 184, 166, 0.28);
	width: 30px;
	height: 30px;
	margin-bottom: 14px;
}
.testimonial-card__text {
	color: #334155;
	font-size: 15px;
	line-height: 1.65;
	flex: 1;
	margin: 0 0 22px;
}
.testimonial-card__person {
	display: flex;
	align-items: center;
	gap: 12px;
}
.testimonial-avatar {
	flex: none;
	width: 44px;
	height: 44px;
	border-radius: 50%;
	background: rgba(20, 184, 166, 0.14);
	color: var(--teal-600);
	display: flex;
	align-items: center;
	justify-content: center;
	font-weight: 700;
	font-size: 0.85em;
}
.testimonial-name {
	font-weight: 700;
	color: var(--navy-900);
	font-size: 14.5px;
	line-height: 1.3;
}
.testimonial-role {
	color: var(--slate-500);
	font-size: 12.5px;
}
@media (max-width: 560px) {
	.community-section {
		padding: 52px 0;
	}
	.community-section__head h2 {
		font-size: 26px;
	}
}

/* -------------------- "We Offer Loan Products" -------------------- */
.loan-section {
	background: linear-gradient(150deg, var(--navy-950) 0%, var(--navy-900) 55%, var(--navy-700) 130%);
	padding: 80px 0;
	position: relative;
	overflow: hidden;
}
.loan-section::before {
	content: '';
	position: absolute;
	width: 420px;
	height: 420px;
	border-radius: 50%;
	background: radial-gradient(circle, rgba(45, 212, 191, 0.18), transparent 70%);
	top: -160px;
	right: -120px;
	pointer-events: none;
}
.loan-grid {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 56px;
	align-items: center;
	position: relative;
}
.loan-intro .eyebrow {
	display: inline-block;
	color: var(--teal-400);
	font-weight: 700;
	font-size: 0.82em;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	margin-bottom: 12px;
}
.loan-intro h2 {
	font-family: var(--font-sans);
	font-weight: 800;
	font-size: 32px;
	color: #fff;
	margin: 0 0 16px;
	text-transform: none;
	letter-spacing: normal;
}
.loan-intro p {
	color: rgba(255, 255, 255, 0.72);
	font-size: 15.5px;
	line-height: 1.7;
	margin: 0 0 26px;
}
.loan-cta {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: var(--teal-500);
	color: #fff !important;
	font-weight: 700;
	font-size: 0.94em;
	padding: 13px 26px;
	border-radius: 10px;
	text-decoration: none;
	box-shadow: 0 8px 20px rgba(20, 184, 166, 0.28);
	transition: background 0.15s ease, transform 0.15s ease;
}
.loan-cta:hover {
	background: var(--teal-600);
	color: #fff !important;
	text-decoration: none;
	transform: translateY(-1px);
}
.loan-cta [data-lucide] {
	width: 16px;
	height: 16px;
}

.loan-card {
	background: rgba(255, 255, 255, 0.06);
	border: 1px solid rgba(255, 255, 255, 0.14);
	backdrop-filter: blur(8px);
	-webkit-backdrop-filter: blur(8px);
	border-radius: var(--radius-lg);
	padding: 32px;
	box-shadow: var(--shadow-lift);
	position: relative;
}
.loan-card__icon {
	width: 64px;
	height: 64px;
	border-radius: 16px;
	background: rgba(20, 184, 166, 0.18);
	color: var(--teal-400);
	display: flex;
	align-items: center;
	justify-content: center;
	margin-bottom: 26px;
}
.loan-card__icon [data-lucide] {
	width: 32px;
	height: 32px;
	stroke-width: 1.6;
}
.loan-stat {
	margin-bottom: 18px;
}
.loan-stat:last-child {
	margin-bottom: 0;
}
.loan-stat__row {
	display: flex;
	align-items: center;
	justify-content: space-between;
	margin-bottom: 8px;
	font-size: 13.5px;
	color: rgba(255, 255, 255, 0.85);
	font-weight: 600;
}
.loan-stat__row span {
	display: flex;
	align-items: center;
	gap: 8px;
}
.loan-stat__icon {
	width: 15px;
	height: 15px;
	color: var(--teal-400);
	flex: none;
}
.loan-stat__row strong {
	color: #fff;
	font-weight: 700;
}
.loan-stat__bar {
	height: 6px;
	border-radius: 6px;
	background: rgba(255, 255, 255, 0.12);
	overflow: hidden;
}
.loan-stat__fill {
	height: 100%;
	border-radius: 6px;
	background: linear-gradient(90deg, var(--teal-400), var(--teal-600));
}

@media (max-width: 900px) {
	.loan-grid {
		grid-template-columns: 1fr;
	}
}
@media (max-width: 560px) {
	.loan-section {
		padding: 56px 0;
	}
	.loan-intro h2 {
		font-size: 26px;
	}
	.loan-card {
		padding: 24px;
	}
}